BUYING A NEW CAR

buying a new car - plan smart for your next ride

thinking about buying or leasing a car? we're here to help you make the right choice that aligns with your your lifestyle, budget, and long-term goals. from monthly payments and loan terms, to interest rates and resale value, we walk you through every part of the process -- so you can drive off with confidence.

choose the right ride

like buying a home, purchasing a car often involves large monthly payments and long-term commitments. we help evaluate how those fit into your overall budget and whether it's the right time for you to make the purchase. it's not just about being able to afford the car, but making sure that it won't hold you back from future goals.

buy or lease?

there is no one-size-fits-all answer. we evaluate your lifestyle, driving habits, and financial situation to advise on the best value with buying vs leasing. we break down how each option aligns with your lifestyle and long-term goals.

beyond the pricetag

sticker shock is only the beginning. we walk you through everything -- from loan terms and interest rates to vehicle type and resale value -- so you can a smart, informed decision that won't surprise you later. whether it's your first car or an upgrade, we guide you through each step.

case example

our client, age 62, suffers from MS – multiple sclerosis, which impacts her memory and mobility. her existing car, purchased in 2015, only had 50,000 miles over the last 10 years as she mainly drove within the neighborhood. given her health, part-time work, and disability income, we recommended she lease the 2025 Toyota Highlander, which has advanced safety features for her comfort and independence. with her car having a $22,000 trade-in value, we structured a 3-year, 10,000 mile/year lease with a $490 monthly payment– with flexibility to return the car early if her condition worsens, given the brand’s strong resale value.